Cachet is a national financial services company located in Southern California. Our ACH division, headquartered in Pasadena, California, offers ACH Processing for electronic transactions such as direct deposits, tax payments, garnishment payments, benefits payments and fee collections. Cachet's complimentary services include Trust Management, Settlement Account Services, and Drawdown FedWireŽ services to the Payroll Service Industry and mid-market to large corporate employers. Cachet has become an industry leader, by providing innovative, customized services to payroll service bureaus, PEOs, ASOs, benefits companies, and CPA firms throughout the nation.

In conjunction with Cachet's ACH application, we provide Payroll Tax Processing and Settlement Account Services for Mid-market to Large Corporate Employers and the payroll service industry. We developed our line of Settlement Account Services to offer our customers more cost effective solutions than those currently available in the banking industry.

As the payroll tax division of Cachet, Payroll Tax Management (PTM), located in Santa Ana, California, offers a unique approach to payroll tax processing. PTM has an array of tax, pay, and file services, giving companies the ability to customize a tax service to fit their needs. Our payroll tax systems and services provide companies with state-of-the-art technology and many benefits not formerly available to those who outsource their payroll taxes.

Since 1969, our management team has been involved in the payroll industry, giving us a clear understanding of a payroll processor's needs. As pioneers in our industry, our management team was the first to market payrolls through banks, the first to issue agency checks, the first to combine payroll tax processing with independent payroll companies, and the first to present an automated treasury tax (TTL) deposit service to the banking industry. Now we have patented systems that automate the entire ACH and payroll tax process, giving us the ability to provide more customized services to each of our clients.

Cachet is dedicated to providing practical solutions for your company's needs by providing overall solutions and the best in specialized service. We provide the most efficient and cost effective methods of ACH and Payroll Tax Processing, giving us the edge over our competition.